Permanent Health Insurance
Cover
Permanent Health Insurance or Income Protection is designed to pay you a regular tax free monthly income if you are incapacitated and unable to work due to illness or injury.
People will insure their house, they’ll insure their car, and they’ll insure their possessions. Yet they rarely seem to realise they could lose them all – whether they are insured or not – if they lose their health.
If you’re unable to work because of long-term ill health or disability, you could lose the income that pays for all these things. Even if you don’t work, it could add an even greater financial burden that is difficult to manage.
The amount of cover is based on a percentage of your gross earnings and is suitable for both employed and self-employed people.
There is no limit on the number of claims you can make and if you are never able to work again it will be paid until your selected retirement age (Max 65), or until the policy term ends (whichever is sooner).
For further information on the risks and exclusions relevant to these protection policies, please speak to one of our qualified Insurance Consultants.
Call us today on 0845 22 42 162 or request a call from a qualified Insurance Consultant.