Buy to Let Mortgages

A buy-to-let mortgage (also known as an investment mortgage) is designed for borrowers who want to let their property out to a third party (i.e. tenants).

More and more people are investing in property as a long-term opportunity to make profitable returns, and as a way of securing finance for their retirement. You should be aware however that property prices can rise as well as fall.

There are now plenty of competitive buy to let mortgage deals around that are specifically aimed at the buy-to-let market, ranging from special offer mortgage deals to fixed and variable rate options.

In addition, mortgage lenders will often assess buy-to-let mortgages on the earning potential of the property (i.e. the rental income) as well as normal income.

We have access to a wide range of Buy to Let Property Insurance’s to help protect your asset.

If you are an existing landlord, we may be able to save you money on your current mortgage portfolio by switching your mortgage to a cheaper rate.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that the rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Let mortgages are regulated by the Financial Services Authority.

You may have to pay an Early Repayment Charge to your existing lender if you remortgage.

Call us today on 0845 22 42 162 or to request a call from your local professional mortgage advisor click here.