Adverse Credit Mortgages
We can help with your bad credit history
At Select Mortgage Solutions we may be able to offer help and advice whatever your circumstances. We have specialist knowledge on providing mortgage solutions for clients that don't typically fit the traditional lender's criteria.
Our expert advisers take you through the steps to repair and improve your bad credit rating and will support you through the bad credit mortgage process providing you with first-class, independent mortgage advice on all the options available, whatever your situation; first-time buyer, home mover, remortgaging, buy-to-let or Right to Buy.
We aim to help whatever the circumstances of your bad credit rating, including (but not limited to):
- Mortgage, secured loan and rent arrears
- County Court Judgements (CCJs)
- Defaults
- Individual Voluntary Arrangements (IVA)
- Discharged bankrupt
- Repossession
- Self-employed with no accounts
The number of lenders available to you will be limited and you are likely to be charged a higher rate. You should regularly review your credit rating to ensure you are on the best possible deal for your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an Early Repayment Charge to your existing lender if you remortgage.
Call us today on 0845 2242162 or to request a call from your local professional mortgage advisor click here.